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The SmartMoney Guide to Long-Term Investing: How to Build Real Wealth for Retirement and Future Goals

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What do you imagine when you picture your retirement? Jet-setting around the world? Hopping between two homes—a condo on the beach and a wintry getaway in the mountains? Or simply living the life of Riley, playing golf or tennis with your buddies as the sun sets?

Whatever your goal, we realize that it’s a lot easier to dream of a glorious retirement than it is to actually do something about it. It’s a daunting concept: Somehow you’re going to save enough money to retire on while also putting aside funds for college tuition or a bigger home or even a nice vacation for your long-suffering family every once in a while. Lump in your current monthly mortgage bills, your credit card payments, and those new sneakers your youngster just has to have, and the concept of wealth building almost seems laughable.

But we’re here to say that it doesn’t have to be that way! The fact is, you can build the kind of wealth you’ll need to pay for your long-term goals. It’s going to take some time. It’s going to take some discipline. But you can do it—and we’re here to help.

At SmartMoney, we believe the secret of tackling even the most intimidating task is to break it down into discrete steps: Finish one, move on to the next, then the next . . . and before you know it you’re done.
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